India has now transformed into a digitally enabled country and e-governance activities can be seen at every step of business and services. Major initiatives were taken by the government to transform the country into a digitally powered electronic hub.
Digital India Land Record Modernisation Program (DILRMP)
It is a very useful initiative undertaken by the government of India. It was launched way back in 2008. This is basically a database system for storing land records in the digital format. It was initiated with the purpose of seeing higher efficiency and reducing land disputes.
All data pertaining to immovable properties were computerised under one umbrella under this program. Such a high level land record database management system was conceptualised to facilitate easy land registration and streamline other documentation process.
Land disputes are a major part of land dealings and an efficient network of a high level database was much needed. GIS information with complete map depiction and necessary survey details are recorded for every land that is registered under this online system.
By streamlining the land records system, all kinds of old immovable properties, newly registered lands, lands under disputes and others were brought under a single net of operation and scrutiny. It was a citizen friendly process and this digitalisation drive proved economically successful to the government.
E shakti or Digitisation of SHGS
It is a digitalisation drive undertaken by NABARD. SHGS or self help groups like voluntary organisations and NGDs need financial affiliations too. To include these SHGs under the financial ambit and digitisation the accounts they hold, an exclusive portal by name ‘ E shakti ‘ was created. The process of digitisation of SHGs was conceived under two groups. One is the inclusion of all transactions carried out, in a digital manner. The second one pertains to storing or recording financial data and transactions. This recording is now enabled in the digital format under the E shakti scheme.
If we are to look at the progress made so far, the government has been able to record, create a database that includes all SHG members. This is the toughest part of the whole scheme as member inclusion in the database involves a lot of networking, researching and bringing together relevant data and holding them together with the right connections. Once the SHG record keeping is ready and updated, the next step of carrying out financial transaction the digital way will follow easily.
The advantages of digitizing this scheme has many benefit. Right from ensuring transparent and smooth transactions, the outreach to remote and distant locations can also be assured. A good connectivity with banks can be provided and credit systems can be equivalently distributed.
UPI, BHIM and AADHAAR linkages
UPI stands for Unified Payments Interface. It links your mobile app with your bank account through your registered mobile number. To link your account with the UPI app in your mobile to make payments, you should first ensure that the account number that you link with the app should have the same mobile number.
If you are holding and wishing to link with multiple accounts, then you will be provided with separate PIN numbers. The UPI system allows you to make payments at any time on any day. It is constituted by the government with the help of banks across the country. The advantage here is that the person receiving the payment will not get any details about your bank account.
BHIM – It was launched by Mr. Modi in December 2016 to ensure fast and reliable payments without any delay. Banks have a major role to ensure fast, secure and reliable payment system. The National Payments Corporation of India were enticed with the task of developing BHIM app on the interface namely UPI.
The BHIM app is named after the honorable Dr. B.R. Ambedkar and in a path to showcase India’s progress from cash-compulsory transactions to cashless transactions. The AADHAAR number is linked with all our bank accounts and PAN numbers to make different data sets have one common set of data. This ensures high level of efficiency and cost-effective transaction methodologies.
Digitally connected India
India is aiming to be a superpower by the year 2020. For a country to become a superpower, digital connectivity, technology enabled transformation and infrastructure are considered basic drivers. India’s inception into the digital world began as early as the 1990’s.
India started seeing a major giant and hub in the e-space of operating business and this has led to what we see today as our digitally empowered India. The strengthening of broadband through high speed connectivity and covering almost all urban and rural areas was the first step. Almost every household, be it in the rural or the urban circles have access to mobiles.
Digitalisation of government services and making online services citizen friendly was the next offer. This required a host of multi-service centres. Using online repositories at every step of life and bringing in a transparent system of e-governance further elicits the factor of digital India.
E-Kranti or electronic delivery of basic services such as education and healthcare are totally transforming the way we live. Enabling a citizen friendly charter to bring in a space for online participation through social media is sought out. Using IT for business economic growth, governance, services, manufacturing etc. has created a huge momentum and rapid growing bandwidth for digital India.
Universal access to mobile connectivity
We cannot imagine our everyday lives without mobiles today. We use our mobile phone for not just making calls, but for mobile banking, doing online shopping, conducting e-commerce transactions like online ticket reservation, etc and also for a host of other useful applications. Everything that was possible on our computer having an internet connection a few years ago, is now possible on our mobile phone itself.
But providing universal access has its own issues as well. First issue to be addressed is the reach of our mobile networks and secondly, the share of connectivity and related issues. Today mobile towers have been placed by telecom giants even in the most remote corner of the country.
But providing clarity in network and addressing speed issues remain of concern. More than 50,000 villages in the country still remain deprived of good mobile network connectivity. The north eastern part of India still remains an isolated stretch that has not yet attained full capacities in terms of network penetration.
Information technology being the driving force between creating huge, sustainable mobile networks has changed the very basic way of operating business . GPRS maps and tracking thieves using sensor based technologies, mobile operated devices and easy access to knowledge on the mobile are great achievements in this regard. Good WiFi operating zones with excellent speed, reliable connections and excellent mobile operational facilities are a long way ahead with the growth of technology.
National rural internet mission
The rural face of India is quite different from the urban spheres. Digital India can be well felt and experienced at every step in urban livelihoods but not to a very great extent in rural parts of India. The necessary infrastructure and budget allocation create major hindrances to develop rural spots on par with urban hotspot. Also, to a major extent, education and awareness have a very big role to play in terms of rural development and sustenance of technology there.
Gram panchayats linked digitally to service centers, which are digitally operated online hubs are major areas of development seen in rural areas in the past few years. Also, the digitalisation of post offices in rural parts of India cater to rural livelihood to a very large extent.
If the government is able to implement a successful model of bringing about internet to the doorstep of every rural household, then the farming community can see great progress and development in their occupation. Online selection of seeds, marketing their product online, online credit system, online loan availing system etc. can be successfully developed to reach out to every rural household.
Kisan call centres can be supervised to create awareness and help farmers use internet facilities to develop a broadened farming system. Government should take initiatives to educate farmers regarding use of internet for their dairy farming needs.
A total revolution of the way government services are rendered is the sole motto of E-Kranti. A totally digital revolution involving creation of databases, preserving traditional data and converting them into digital format, processing data online and catering to citizens needs in the digital way in easiest and quickest manner possible are other takeaway of the process.
It brings under its umbrella, a host of services and prospects to work together in creating a digital nation at all levels. Mobile banking and internet banking have already created big parts of the digital economy today. Including tertiary roles apart from primary services is a due role on the radar of the banking sector.
Improving credit and loan facilities through online process is also a necessary and huge step. Setting up seed and crop prices in real time can be facilitated using online methods and this is being digitised.
Improving latest cloud technologies, ensuring smart software installation and ensuring implementation of standard protocols in governance will create a digital charter for citizens. This will further facilitate smooth business handling, transparency in government functions, a high level system of addressing grievances of citizens etc.
Necessitating required changes through automation and digitization can pave way for long lasting cyber generated information handling. Improving security at every level of digital space is equally essential.
Increased computerisation revolution
Life without mobiles and computers is hard to imagine today. If we need fresh facts and vegetables and unable to go to the market, they will be easily delivered at our doorstep with just one click of a button technologies are emergency very fast and it has created a huge revolution all over the world and not just in India.
But with the host of advantages, steps should also be taken to eliminate chances of hacking networks, infusion of viruses and online threats into networks etc. They say, digital spaces are both a boon and bane if handled improperly. Cyber attacks on various government websites can lead to crucial data theft and malfunctioning of website at the required rate.
India is all set to become the next superpower, if the digital India mission takes shape in all its colours and hues at the pace it is going now. Digital India including cashless transactions and fast, reliable services are mandatory goals for our government today.
Ensuring speed in networks and keeping connectivity to the most remote part of the country is all an essential goal and task of digital India. We as citizens should join hands with the government in securing this mission and creating a developed digital space for India.